PRIVATE FINANCIAL INSTITUTION

Asset Backed Loans in Montreal

Discreet. Competitive. Structured for serious clients.
Obtain immediate liquidity without credit verification.

INTRODUCTION

An asset backed loan allows you to obtain immediate liquidity by using your valuable assets as collateral, without having to sell them.

This service is offered exclusively in person at our Montreal office. We do not offer a mail-in service for loans. Clients from across Quebec travel to benefit from our competitive terms and discretion.

Gold jewelry and scrap gold

Diamonds and diamond jewelry

Luxury watches

Bullion and precious metals

Estate jewelry and high-end pieces

Why Choose Achat Or Montréal for an Asset Backed Loan

Higher Loan-to-Value Ratio

We offer one of the most competitive loan-to-value ratios in Canada. Thanks to our expertise in precious metals and luxury assets, we are able to lend more against your items than traditional lenders.

Competitive Monthly Rates

Our monthly interest rates are among the most competitive in the country. Our terms are clear, transparent, and fully explained before any agreement is signed.

Professional Structure

We are not a pawn shop. We are a private firm specialized in the acquisition and financing of valuable assets, operating in a professional and discreet environment.

Absolute Confidentiality

Your asset serves as the collateral. No credit check or employment verification is required. Your privacy is our absolute priority.

Assets Accepted as Collateral

Gold and Precious Metals

10K - 24K

Chains, bracelets, rings, necklaces, gold bars, silver, and platinum.
Each item is evaluated based on its purity, weight, and the current market price of precious metals.

Diamonds and Diamond Jewelry

CERTIFIED & UNSET

Diamants non sertis, bagues de fiançailles, bagues éternité, bijoux de grande valeur.

Nous analysons la qualité, la demande du marché et la valeur de revente afin d’offrir un montant compétitif.

Luxury Watches

FINE TIMEPIECES

We accept internationally recognized luxury watch houses, including Rolex, Patek Philippe, Audemars Piguet, and Cartier.
Condition, model, demand, and market liquidity are all taken into consideration.

Estate Jewelry and High-End Pieces

EXCEPTIONAL ASSETS

We also assist families and estate liquidators seeking a professional and structured solution.

PROCESS

How It Works

Appointment

Private meeting at our office located at 801 Rue Sherbrooke Est.

Evaluation

Technical analysis of purity, quality, and market liquidity.

Loan Offer

Written agreement including the loan amount, interest rate, and defined term.

Security

Your items are kept in a secure vault for the duration of the loan.

Repayment

You may repay the loan and retrieve your items or extend according to the original agreement.